Benefits

The Culpeper County Government is committed to providing our employees with a wide variety of benefits available to regular, part-time and full-time employees.

HEALTH INSURANCE PREMIUMS October 2024 - September 2025
Medical Insurance Anthem Blue Cross & Blue Shield
	Healthkeepers 25/1000	Lumenos HSA
		Deposit $2,500 Opt. 1		Deposit $1000 Opt. 2
Employee Only	$51.62	$220.63		$95.63
Employee and 1 Child	$247.43	$404.09		$279.09
Employee and Children	$310.11	$463.37		$338.67
Employee and Spouse	$597.88	$737.03		$612.03
Family	$791.72	$921.20		$796.20
*Employees who enroll in a Flexible Spending Account (FSA) and make an annual election of $250.00 or more will receive an additional $20.84 in their paycheck each month. Amount will be prorated for individuals who enroll after October 2023.
**Employees who enroll in a Health Savings Account (HSA) will have $2,500.00 or $1,000.00 deposited into their account. Amount will be prorated for individuals who enroll after October 2023.
Dental Insurance and Supplemental Eye Care Ameritas
	Dental LOW	Dental HIGH	DENTAL PPO	Eye Med
Employee Only	$15.73	$33.35	$29.39	$6.08
Employee and Child	$33.04	$70.04	$61.71	See Emp/Children
Employee and Children	$33.04	$70.04	$61.71	$10.72
Employee and Spouse	$29.90	$63.38	$55.84	$12.08
Family	$50.36	$106.73	$94.05	$16.72

Premium Reduction Program A reduction is available for married employees who are employed with the County and/or Schools.
		Healthkeepers 25/1000		Lumenos HSA**
Employee and Spouse		$103.24		$220.63
Family		$247.43		$404.09

Both spouses must enroll and be eligible for medical insurance in order to participate in the program. Spouses who enroll in a FSA and make an annual election of $500.00 or more will receive an additional $41.67 in one employee's paycheck. Amount will be prorated for individuals who enroll after October 2023. *Spouses who enroll in a Health Savings Account (HSA) will have $5,000.00 deposited into their account. Amount will be prorated for individuals who enroll after October 2023.